Free Self-Paced Course
Insurance Underwriting: The Art and Science of Risk
9 Weeks · 307 Sections · Business — Insurance & Risk
This free, self-paced course provides a structured 9-week syllabus for learning Insurance Underwriting. Each module builds on the previous one, guiding you from foundational concepts through advanced topics with 307 pages of in-depth reading material. All content is drawn from our comprehensive Insurance Underwriting textbook, organized into a clear weekly schedule that you can follow at your own pace.
Weekly Syllabus
- Part II — The Underwriting Process
- Chapter 8: Information Gathering: Applications, Inspections, Reports, and Building the Risk Picture
- Chapter 9: Risk Assessment: Evaluating Hazards, Controls, and the Probability of Loss
- Chapter 10: The Mathematics of Risk and Price: Frequency, Severity, Loss Ratios, and Credibility
- Chapter 11: Pricing and Rating: How Premiums Are Calculated and Why Yours Costs What It Costs
- Chapter 12: Terms, Conditions, and Coverage Structuring: Designing the Policy That Fits the Risk
- Chapter 13: The Underwriting Decision: Accept, Decline, or Modify — and How to Defend Your Decision
- Part IV — Commercial Lines Underwriting
- Chapter 19: Commercial Property Underwriting: Buildings, Contents, Business Income, and Catastrophe
- Chapter 20: Small Commercial and the Business Owners Policy (BOP): Volume, Speed, and Straight-Through Underwriting
- Chapter 21: Commercial General Liability Underwriting: The Coverage That Protects Against Lawsuits
- Chapter 22: Workers' Compensation Underwriting: The Mandatory Coverage with Unique Rules
- Chapter 23: Commercial Auto and Fleet Underwriting: When Vehicles Are Business Tools
- Chapter 24: Professional and Specialty Lines: Cyber, E&O, D&O, and the Risks That Keep Growing
- Chapter 25: Surety Bonds: Underwriting the Promise to Perform
- Chapter 26: Specialty and Niche Lines: Marine, Aviation, Energy, Crop, and Programs
- Part VI — Data, Technology, and the Future
- Chapter 31: Data-Driven Underwriting: How Information Technology Is Transforming Risk Assessment
- Chapter 32: Predictive Modeling for Underwriting: GLMs, Machine Learning, and the Algorithms That Price Risk
- Chapter 33: Fraud, Misrepresentation, and the Special Investigation Unit
- Chapter 34: InsurTech and the Digital Transformation of Insurance
- Chapter 35: Ethics, Bias, and Fairness in Insurance Underwriting
- Chapter 36: The Future of Underwriting: AI, Climate Change, and the Underwriter of 2035
How to Use This Syllabus
- Read at your own pace. Each module is designed for roughly one week of study, but there are no deadlines. Spend as much time as you need on each topic.
- Follow in order or jump around. The modules are arranged sequentially for a structured learning path, but feel free to skip to any topic that interests you most.
- No sign-up needed. Every page in this syllabus links directly to free, open-access content. Just click a topic and start reading immediately.
Ready to Start Learning?
Access the full Insurance Underwriting textbook with all chapters, examples, and exercises.
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