**Room and board (dorm + meal plan):** ~$11,000/year × 2 = **$22,000** - **Room and board (off-campus apartment):** ~$9,000/year × 2 = **$18,000** - **Books and supplies:** ~$1,200/year × 4 = **$4,800** - **Personal expenses (clothes, phone, transportation, etc.):** ~$3,000/year × 4 = **$12,000**