Appendix D β€” The Complete Tipping Guide

Tipping is one of the most confusing and stressful money topics for newcomers (Chapter 10), because the rules vary enormously by country. This is your complete reference. The headline: tip heavily in the US (it's the worker's wage), modestly in the UK, and little to nothing in most of Europe, Australia, and NZ.

Reminder: always check the bill first β€” in the UK/Europe, a "service charge" is often already included; don't double-tip.


United States πŸ‡ΊπŸ‡Έ (heavy tipping β€” often obligatory)

In the US, many service workers are paid a sub-minimum "tipped wage" (sometimes as low as $2.13/hour), so tips are their actual income β€” not an optional bonus. Tipping is expected; not tipping for table service genuinely insults the worker.

Service Tip
Restaurant (sit-down) 18–20% of pre-tax bill (15% bare minimum; 20%+ for good service)
Bartender $1–2 per drink, or 15–20% of tab
Taxi / rideshare 15–20% (or round up)
Food delivery 15–20% ($3–5 minimum)
Hairdresser / barber 15–20%
Hotel housekeeping $2–5 per night (leave in room)
Hotel porter (bellhop) $1–2 per bag
Coffee shop / counter service Optional (tip jar / screen) β€” "No Tip" is acceptable
Buffet / fast food Not expected (small tip optional at buffets)

United Kingdom πŸ‡¬πŸ‡§ (modest tipping)

Service Tip
Restaurant 10–12.5% β€” but check for a "service charge" already on the bill (then no extra needed)
Pub (drinks at the bar) Not expected (you can "buy the bartender a drink" or round up)
Taxi Round up ~10%
Hairdresser Optional ~10%
Hotel Optional; porters Β£1–2/bag

Continental Europe (modest to none)

Country Norm
France Service usually included ("service compris"); round up / leave small change for good service
Germany Round up or ~5–10%; say the total you want to pay as you hand over money
Italy/Spain Often a "coperto" (cover charge); tipping minimal β€” round up
Netherlands Round up / small tip; not heavily expected
Nordics Generally not expected (workers paid full wage); round up at most

General rule for continental Europe: service is included and workers earn full wages, so tipping is light β€” round up or leave small change. Big American-style tips are unnecessary.

Australia πŸ‡¦πŸ‡Ί & New Zealand πŸ‡³πŸ‡Ώ (little to no tipping)

  • Workers are paid a full living wage and service is included, so tipping is NOT expected.
  • For exceptional service you may round up or leave ~10%, but it's optional and not the norm.
  • Don't feel obligated to tip American-style β€” it's unnecessary here.

Quick decision guide

  1. Where am I? US β†’ tip heavily. UK β†’ tip modestly (check service charge). Europe β†’ round up. Australia/NZ β†’ don't worry about it.
  2. Is a service charge already on the bill? (Common in UK/Europe, and for large groups everywhere.) If yes β†’ no extra tip needed.
  3. Counter service vs. table service (US)? Counter (coffee, takeout) β†’ optional. Table service β†’ tip the normal amount.
  4. When in doubt in the US β†’ 18–20% for table service is always safe.

The "why," briefly (so it's less baffling)

US tipping isn't a quaint custom β€” it's how the service economy pays its workers (sub-minimum wages + tips). That's why it's obligatory there and why other countries (which pay full wages) don't need it. You may find the system flawed (many Americans do β€” Chapter 10's Honesty Box), but while you're in the US, tip for service regardless β€” the worker depends on it.


Save this to your phone. The US table-service rule (18–20%) and "check for a service charge in the UK/Europe" are the two things you'll use most.